Prastyaningtyas, E., Widjaja , S. , Wahyono , H. and Handayani, E.S. 2022. A needs assessment: Developing a non formal economic education framework to improve economic management capabilities and earning activities of housewives credit institutions customers. Pegem Journal of Education and Instruction. 12, 3 (Jul. 2022), 111–118. DOI:https://doi.org/10.47750/pegegog.12.03.13.